I can offer you some of the best mortgage rates available in Ontario. Due to fluctuating financial markets, mortgage rates change often! Contact us today to receive current rates and a complimentary in-depth quote and overview of current market conditions affecting the mortgage market.
IMPORTANT: The lowest rate is not necessarily the best mortgage.
Not All Mortgages Are Created Equal!
Mortgages can vary with the terms and conditions, in addition to the interest rate.
Some of the lowest fixed rates have many restrictions. Sometimes referred to as "No Frill" or "Value" mortgages, these mortgages can end up costing you thousands of more dollars at the end of the term. Many of these types of mortgages cannot be transferred from one home to another. If you decide to buy a new home you would have to break the mortgage and pay the pre-payment penalty. Most of these No-Frill mortgage products do not allow you to "Blend and Increase". This means if you choose to refinance your home for more money, you may be forced to pay a pre-payment penalty.
If you want to find the best mortgage for you, you need to compare all of your options.Do not ONLY look at the lowest interest rate. Short-term gains may end up costing you a lot in the long run.
Please note: We regularly receive short-term rate promotions that are not posted online, which means our rates change frequently. Please contact me for these unpublished rate specials.